Save More Money: Tips to Cut Unnecessary Expenses
Learn actionable tips to cut unnecessary expenses, reduce your spending, and save more money each month with the help of Expenses Manager.
How to Create a Realistic Budget: A Step-by-Step Guide
Learn how to create a realistic budget that helps you manage your finances effectively and reduce financial stress with step-by-step guide using Expenses Manager.
How to integrate Expenses Manager in your life?
There are only two types of people in this world, those who download the Expenses Manager and those who don't care about their money.
Lumpsum vs SIP
This article explains the two ways in which you can invest in a mutual fund: Lumpsum and SIP, and which one you should choose to get the best returns.
Mutual Funds: Introduction
This article will give you a brief introduction on mutual funds, why you should invest in them and some of the key concepts you should know before investing in a mutual fund.
How to start your investment journey?
Many people think about investing as gambling or a game. Many are in it believing this, expecting huge profits overnight and many stay out of it considering the risk in this gambling.
Inflation
Even a moderate rate of inflation (~4%) means that the money held as cash or in your savings account or kept in any financial instrument which offers less returns than the inflation rate, will lose its purchasing power over time.
10 reasons you should start tracking your expenses
Do you track your expenses? For most people it sounds like a very boring and tedious task to track every transaction they do and hence, they end up not tracking their expenses.
The power of compounding
Compounding is also known as the eighth wonder of the world. A tiny portion of your earnings can turn into immense wealth if compounded efficiently. This article explains compounding and its power with the help of an example.
How to create wealth?
Who doesn't want to be wealthy? Everyone strives to attain financial freedom but very few truly have clarity on how to actually reach their financial goals. We are sure that by now you have realised that no one has ever got rich while only working hard in their 9 - 5 job.
Emergency Fund
Emergency Fund is a financial cushion that will enable you to absorb any unforeseen financial pressure. It will ensure you don't accumulate any unwanted debt and will ensure a certain level of peace of mind during these challenging times.
50-30-20 Rule
This rule is a template that is intended to help you manage your money and to save for emergencies and retirement. The rule is to divide your monthly after-tax income into three categories. 50% for needs, 30% for wants and 20% for savings and investment.